> For the complete documentation index, see [llms.txt](https://docs.hooded.cash/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.hooded.cash/using-hoodedcash/wallet-and-top-ups.md).

# Wallet & Topping Up

Your Wallet is where your USDG balance lives: how much you have, where it's linked, and how it moves in and out.

***

## Available balance

The balance shown is your primary account's spendable USDG. Underneath it you'll see the Robinhood Chain wallet address your account is linked to. If nothing is linked yet, you'll see a prompt to add one in [Account Settings](/using-hoodedcash/account-settings.md) before receiving external payouts.

***

## Topping up

Click **Top up** to add USDG to your primary account:

1. Choose a preset amount ($10, $25, $50, $100) or enter a custom one
2. Continue to get a one-time Robinhood Chain deposit address
3. Send USDG to that address from any EVM wallet or exchange (bridged USDC works too, with fills in about two seconds)
4. Click **Transferred** once you've sent it

HoodedCash then verifies the deposit on-chain. This typically takes a few seconds, after which your balance updates automatically and the top-up panel closes on its own.

***

## Stats

| Stat                | What it shows                                                                |
| ------------------- | ---------------------------------------------------------------------------- |
| Spent this month    | Total settled outbound volume since the 1st of the current calendar month    |
| Total topped up     | Total USDG received into this account from external (non-HoodedCash) sources |
| Avg settlement time | Average finality time across your settled transactions                       |

***

## Transaction history

The Wallet page shows your most recent transactions for the primary account, with the counterparty, memo, and timestamp. Incoming payments are marked with a down arrow, outgoing with an up arrow. For your full history across all accounts, with filtering and receipts, see [Transaction Feed & History](/using-hoodedcash/transaction-history.md).

HoodedCash does not charge a network fee on transfers — the amount you send is the amount your recipient receives.

***

## Next

* [Account Settings](/using-hoodedcash/account-settings.md)
* [Analytics Dashboard](/using-hoodedcash/analytics-dashboard.md)


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